*{box-sizing:border-box}body{margin:0;font:21px/1.6 Georgia,"Times New Roman",serif;color:#1d2a33;background:#fffdf8}
h1,h2,h3,.brand,.btn,nav{font-family:Verdana,Arial,sans-serif}h1{font-size:2.4em;line-height:1.2;margin:0 0 .4em}h2{font-size:1.7em;color:#0b4f6c}h3{font-size:1.1em;margin:.2em 0}
a{color:#0b5f8a}.wrap{max-width:1100px;margin:0 auto;padding:0 20px}section.wrap{padding:50px 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px}
.top{background:#fff;border-bottom:3px solid #e8a33d;position:sticky;top:0;z-index:5}.nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap;padding:10px 20px}
.brand{font-weight:bold;font-size:1.05em;color:#0b4f6c;text-decoration:none;margin-right:auto}nav a{margin:0 8px;text-decoration:none;font-size:.85em}
.btn{display:inline-block;background:#e8a33d;color:#1d2a33;font-weight:bold;text-decoration:none;padding:14px 24px;border-radius:10px;margin:6px 6px 6px 0}.btn.small{padding:8px 14px;font-size:.8em}.btn.big{font-size:1.15em}.btn.ghost{background:#fff;border:3px solid #0b4f6c;color:#0b4f6c}
.hero{background-size:cover;background-position:center;color:#fff;padding:110px 0}.lead{font-size:1.2em;max-width:780px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px}.card{background:#fff;border:1px solid #e3dccf;border-radius:14px;padding:22px;box-shadow:0 2px 6px rgba(0,0,0,.05)}
.note{font-style:italic}.band{display:grid;grid-template-columns:repeat(3,1fr)}.band img{width:100%;height:280px;object-fit:cover;display:block}
.alt{background:#eaf4f7;padding:50px 0}li{margin:.3em 0}footer{background:#0b4f6c;color:#fff;padding:30px 0}footer a{color:#ffd58a}.small{font-size:.75em}
@media(max-width:700px){body{font-size:19px}h1{font-size:1.8em}nav{order:3;width:100%}.band{grid-template-columns:1fr}.band img{height:220px}.hero{padding:70px 0}}
.card ul{padding-left:1.1em;margin:.4em 0}.steps li{margin:.6em 0;font-size:1.05em}.cols{columns:2;max-width:600px}